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This means limits for federal housing administration-insured loans in high-cost areas that were temporarily raised to $729,750, will be reduced to the FHA permanent limit of $625,500 beginning Jan. 1.
FHA streamline home loans have been available for years. Unfortunately, increases in mortgage insurance (MI) premiums often wiped out the savings for those refinancing. However, in an effort to assist.
Rio FHA Loans An FHA Loan is a mortgage that’s insured by the Federal Housing Administration. They allow borrowers to finance homes with down payments as low as 3.5% and are especially popular with first-time homebuyers. FHA loans are a good option for first-time homebuyers who may not have saved enough for a large down payment.
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Although FHA doesn’t care who pays for the inspection, and it is a negotiable item, whether the seller or the buyer traditionally pay for it varies by region. Homebuyers who live in regions with a high probability of an infestation may want to make the inspection a contract contingency, requesting that the seller pay for it.