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FHA loans are insured by the Federal Housing Administration ( FHA). Melbourne FHA Loans Some borrowers already own land and don’t want to purchase more. Let us help you find the perfect loan, whether it be a land and home loan, a manufactured home construction loan, or just a loan for your new factory-built home.
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This amount can vary from $0 for VA loans, 3.5% for FHA Loans and 20% for conforming mortgages. Speak to your licensed mortgage loan originator to Down payment of less than 20% percent, might require a purchase of private mortgage insurance (PMI). PMI protects the lender in the event of foreclosure.
FHA loans are a very popular and affordable choice if you are a first time home buyer. It is a common misunderstanding that FHA loans are only for first time home buyers. There are restrictions if you own another home, or if you have another FHA loan, but you do not have to be buying.
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