My husband and I are trying to buy a home and my credit score is in the 700s, I have some judgements of credit cards against me from 2004 that I am currently getting garnished on but those judgements arent on my credit report except one that will fall off of my report in January 2011 and there is no way I can pay those off because it is through Raucsh Sturm and they are very hard to bargain with.
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